Welcome to the State University System of Florida Optional Retirement Plan Web Site

NEW: ING Financial Strength and Ratings

A new and improved educational library is now available! Topics include the benefits of plan participation, investment strategies, retirement planning and other life events. View all the topics here.

NEW: Important information about your Florida ORP account. More…

Read ING’s policy on excessive trading.

The choices you make today for your retirement needs will dictate the quality of your retirement tomorrow. Investing for retirement requires a good plan and the discipline to follow it, but there are several options available. For employees of Florida's public universities, those options include the State University System of Florida Optional Retirement Plan (ORP) -- an alternative to the Florida Retirement System (FRS).

ING Life Insurance and Annuity Company (ING) is a provider for the ORP. Through a relationship with the Gabor Agency, ING offers a retirement program that is tailored to help meet the needs of the faculty and staff of Florida's public universities.

To offer you simple access to information about the plan, we have developed this custom Web site that allows you to access your account information and make account transactions. It will also provide you with comprehensive plan information, and investment and retirement planning educational materials.

This Web site is only one of the methods for you to receive information about the ORP and your account. Other services available include:

One-on-one meetings on a variety of issues, including enrollment, investment principles, and distribution planning

Investment education tailored to individual learning needs

Toll-free access to a customer information center and 24-hour automated voice response unit; customer service associates are available Monday - Friday 8:00 a.m. - 9:00 p.m. (Eastern Time)

Timely and detailed quarterly account statements

Informative newsletters

Dedicated representatives on all campuses

You should consider the investment objectives, risks, charges and expenses of the variable products and the underlying fund options carefully before investing. The contract and fund prospectuses contain this and other information. You may obtain a prospectus by contacting your ING representative or the Company at the address listed below. Please read the information carefully before investing.

Variable annuities are long-term investments for retirement. Withdrawals prior to age 59½ may be subject to a 10% IRS premature distribution penalty tax. Amounts distributed will be taxed as ordinary income in the year the money is received. Account values fluctuate with market conditions, and when surrendered the principal may be worth more or less than its original amount invested. Tax deferral is provided by your employer’s plan, not by the annuity, so investing in an annuity does not provide you any additional tax-deferral benefit. Annuities may be subject to additional fees and expenses to which other tax-qualified plan funding vehicles may not be subject. However, annuities provide features and benefits such as lifetime income payments and death benefits which may be valuable to you.

Variable annuity contract is offered through ING Life Insurance and Annuity Company (ILIAC), One Orange Way, Windsor, CT 06095-4774. This variable annuity contract has terms under which it may be continued in force or discontinued. For costs and complete details of coverage, call or write your representative. Securities are distributed through, and seminars and financial planning services offered by, ING Financial Advisers, LLC (member SIPC). These companies are wholly owned subsidiaries of ING Groep N.V. Products and services may not be available in all states. Securities also offered through other broker-dealers with which ING Financial Advisers, LLC has selling agreements, including First Allied Securities, Inc (member FINRA/SIPC). First Allied Securities, Inc. and the Gabor Agency are not affiliated with ING entities.