Enrollment

Enrolling in the New Jersey ABP, ACTS, and Supplemental Savings Plan/403(b) is simple, but investing for your life objectives requires experience. To help guide you through the enrollment process, there are local representatives who serve all campus locations throughout the state. To make an appointment to enroll through ING, please contact the representative assigned to your campus ― click here for a list of our representatives.

Once you've scheduled an appointment with your representative, you can begin to:

If you would like to receive an enrollment kit that contains information regarding the investment options and the enrollment process, please see your Benefits/Human Resources contact or call your local ING representative and one will be mailed to you.

You should consider the investment objectives, risks, charges, and expenses of the variable products and the underlying fund options carefully before investing. The contract and fund prospectuses contains this and other information. You may obtain a prospectus by contacting your ING representative or the Company at the address listed below. Please read the prospectus summary carefully before investing.

Variable annuities offered through a retirement plan are long-term investments designed for retirement purposes. Early withdrawals taken prior to age 59½ may be subject to an IRS 10% premature distribution penalty tax. Money distributed from the annuity will be taxed as ordinary income in the year the money is distributed. Account values fluctuate with market conditions, and when surrendered the principal may be worth more or less than its original amount invested. Tax deferral is provided by your employer’s plan and the annuity does not provide any additional tax deferral benefit. Annuities may be subject to additional fees and expenses to which other tax-qualified plan funding vehicles may not be subject. However, annuities provide features and benefits such as lifetime income payments and death benefits which may be valuable to you.

Neither ING or its affiliated companies or representatives provide tax or legal advice. Please consult a tax adviser or attorney before making a tax-related investment/insurance decision.