Investment Options

The following is a list of options that are available under the plan.

To better understand the investment option information provided to you, please carefully review this additional information about types of investment risks and glossary of terms and statistics found on the fund fact sheets. Documentation will also provide instructions about how to obtain any underlying fund prospectuses. Please click here.

Fund Code	Investment Option	Asset Class
1585	Julius Baer International Equity Fund II -Class I	Global/ International
1004	Capital World Growth and Income Fund -Class R-4	Global/ International
694	Munder Mid-Cap Core Growth Fund – Class Y	Small/Mid/Specialty
1235	Pioneer MidCap Value Fund - Class Y	Small/Mid/Specialty
473	ING Small Company Fund– Class 2	Small/Mid/Specialty
2650	First American Real Estate Securities Fund – Class Y	Small/Mid/Specialty
1234	Vanguard PRIMECAP Fund - Admiral Shares	Large Cap Growth
2735	Janus Forty Fund – Class S	Large Cap Growth
1094	American High Income Trust R-4	Bonds
544	PIMCO Total Return Fund Institutional Shares	Bonds
1597	Davis New York Venture Fund - Class A	Large Cap Value
566	Vanguard Institutional Index Fund – Institutional Shares	Large Cap Value
1205	Allianz NFJ Dividend Value Fund –Institutional Class	Large Cap Value
193	Pax World Balanced Fund – Class A (2)	Balanced
9616	Wells Fargo Advantage Dow Jones Target 2010 FundSM – Administrator Class	Asset Allocation
9609	Wells Fargo Advantage Dow Jones Target 2015 FundSM – Administrator Class	Asset Allocation
9615	Wells Fargo Advantage Dow Jones Target 2020 FundSM – Administrator Class	Asset Allocation
9618	Wells Fargo Advantage Dow Jones Target 2025 FundSM – Administrator Class	Asset Allocation
9614	Wells Fargo Advantage Dow Jones Target 2030 FundSM – Administrator Class	Asset Allocation
9613	Wells Fargo Advantage Dow Jones Target 2035 FundSM – Administrator Class	Asset Allocation
9612	Wells Fargo Advantage Dow Jones Target 2040 FundSM – Administrator Class	Asset Allocation
9611	Wells Fargo Advantage Dow Jones Target 2045 FundSM – Administrator Class	Asset Allocation
9610	Wells Fargo Advantage Dow Jones Target 2050 FundSM – Administrator Class	Asset Allocation
9617	Wells Fargo Advantage Dow Jones Target Today FundSM – Administrator Class	Asset Allocation
[FINRA REQUIRED LANGUAGE] The target date represents the year in which investors may likely begin withdrawing assets. The Funds gradually seek to reduce market risk as the target date approaches and after it arrives by decreasing equity exposure and increasing fixed income exposure. The principal value is not guaranteed at any time, including at the target date.  [Risk] Stock values fluctuate in response to the activities of individual companies and general market and economic conditions. Bond values fluctuate in response to the financial condition of individual issuers, general market and economic conditions, and changes in interest rates. In general, when interest rates rise, bond values fall and investors may lose principal value. The use of derivatives may reduce returns and/or increase volatility. Active trading results in increased turnover and trading expenses and may generate higher short-term capital gains. Certain investment strategies tend to increase the total risk of an investment (relative to the broader market). This Fund is exposed to foreign investment risk, mortgage- and asset-backed securities risk, smaller company investment risk and allocation methodology risk (risk that the allocation methodology of the Dow Jones Target Date Index, whose total returns the Fund seeks to approximate, before fees and expenses, will not meet an investor’s goals). Consult the Fund's prospectus for additional information on these and other risks.  ”Dow Jones” and “Dow Jones Target Date Indexes” are service marks of Dow Jones & Company, Inc., and have been licensed for use for certain purposes by Global Index Advisors, Inc, and Wells Fargo Funds Management, LLC. The Dow Jones Target Date Indexes are based in part on the Barclays Capital Bond Indexes, which are published by Barclays Capital Inc. The Wells Fargo Advantage Dow Jones Target Date Funds, based on the Dow Jones Target Date Indexes, are not sponsored, endorsed, sold, or promoted by Dow Jones or Barclays Capital, and neither Dow Jones nor Barclays Capital makes any representation regarding the advisability of investing in such product(s) and/or about the quality, accuracy, and/or completeness of the Dow Jones Target Date Indexes or the Barclays Capital Bond Indexes. IN NO EVENT SHALL DOW JONES, BARCLAYS CAPITAL, OR ANY OF THEIR LICENSORS HAVE ANY LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS), EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.  Carefully consider a fund’s investment objectives, risks, charges, and expenses before investing. For a current prospectus, containing this and other information, visit www.wellsfargo.com/advantagefunds. Read it carefully before investing.   Wells Fargo Funds Management, LLC, a wholly owned subsidiary of Wells Fargo & Company, provides investment advisory and administrative services for Wells Fargo Advantage Funds®. Other affiliates of Wells Fargo & Company provide sub-advisory and other services for the Funds. The Funds are distributed by Wells Fargo Funds Distributor, LLC, Member FINRA/SIPC, an affiliate of Wells Fargo & Company.
688	ING Fixed Account 457/401	Stability of Principal

Visit the Other Links page to access information from the plan consultant on your employer's Web site regarding the MetroMax 457 Plan

Obtaining Prospectuses, Fund Information and Fund Performance:

Fund Performance is available by selecting the fund performance option above. In addition, fund performance summaries will be included with your quarterly statements and can be obtained from our local office.

More complete information about the available investment options, including one-pager fund fact sheets, informational booklets or fund prospectuses, will be provided at the group/enrollment meetings. In addition, you may call 1-800-584-6001 and speak to a Customer Service Associate to request a prospectus or informational booklet. Please read carefully before you invest.

You should consider the investment objectives, risks, and charges and expenses of the variable product and its underlying fund options; or mutual funds offered through a retirement plan, carefully before investing. The prospectuses/prospectus summaries/information booklets contain this and other information, which can be obtained by contacting your local representative. Please read the prospectuses carefully before investing.

Transfer Rules

There are no charges for investment option transfers.

While the product includes a limiting provision, called an "equity wash," it is not currently being enforced. However, if the equity wash applied, it only would apply to transfers between competing investment options. None of the core investment options are considered to be competing options.

Please CLICK HERE to review ING's Excessive Trading Policy.

Fees and Expenses

Investment management fees apply to the variable investment options. This information is included in the fund one-pagers, and is also disclosed in the fund chart above.

In addition, three of the investment options will be charged an additional asset based charge, which is deducted on a quarterly basis and is used to pay plan record keeping and administrative costs. The deduction for Allianz NFJ Dividend Value Fund is 0.20%; the deduction for Vanguard Institutional Index Fund is 0.15%; the deduction for Vanguard PRIMECAP Fund is 0.30%; the deduction for all other funds is 0.00% annually.

Mutual funds offered through a retirement plan are investments designed for retirement purposes. Early withdrawals will reduce your account value. Money distributed will be taxed as ordinary income in the year the money is received. Account values fluctuate with market conditions, and when surrendered the principal may be worth more or less than the original amount invested.