15NVTableofcontents

The State’s Web site provides information regarding the important benefits available for participants including:

Home Page

ING Access Online. This feature provides you with online access to your account information with ING via the Internet. State-of-the-art security and password protection allows you to check account balances and execute transactions permitted under the Plan you participate in. This service is available by selecting "Account Access" from the icon located on the left.

FICA Alternative Information. This section contains information specifically designed for part-time, seasonal or temporary employees (FICA alternative employees) who are making required contributions to the State’s FICA Alternative Plan.

Plan Enhancements. Access historical information about enhancements made in January and February 2008 to the State of Nevada 457 Plan.

Your Plan Highlights

Plan Overview. This section provides an overview of the key features of the 457 Plan, including eligibility, deferral limits and distribution options.

FAQ. This section provides answers to frequently asked questions.

Payment Options. When you separate from service or are nearing retirement, the Plans offer a variety of methods to receive the benefits accumulated. Our local representatives can provide you with personalized retirement planning and help you select the option that best fits your situation.

About Your Investments

Investment Options. The 457 Plan includes a wide variety of investment options that you can select as part of your retirement portfolio. This section provides information on each of the available options including fund expenses and one-page descriptions. A Participant Information Booklet is also available. Fund prospectuses are available upon request. You should read this information carefully before you invest. Please contact ING’s Customer Service Center at (800) 584-6001 or our local representatives to obtain this information.

Changing Your Investment. This section provides helpful information to the 457 Plan participant on how to make changes in the way: 1) your future contributions are invested, and 2) your current account balance is invested.

Fund Performance. Monthly and quarterly performance is provided for each of the available investment options under the 457 Plan.

Servicing Your Plan

Service Options. Take advantage of the multiple ways to obtain information about your account, make account transactions permitted under the Plan you participate in and receive answers to any questions you may have. Our local and toll-free services can provide you with the information you want when you want it.

Forms. This section includes forms that help you manage your retirement account, such as beneficiary designation forms.

Education

Library. Knowledge is a crucial ingredient in helping to make your retirement dreams a reality. That’s why we have created this helpful resource library. Included here are informational flyers, brochures, reports and articles on 457 and FICA alternative Plans, asset allocation information, investment strategies and techniques, and other relevant topics.

Meetings. This section provides you with information on the various educational seminars offered by ING.

Calculators. This section includes a variety of helpful investment, financial and retirement calculators.

Enrollment

Enrollment. Find out how easy it is to get started and enrolled in the 457 Plan. Attend a group enrollment meeting to find out more about the benefits of Plan participation.