Investment Options

With both the ORP and TDA, you have access to a variety of investment options from some of the country's leading money managers. Each option is designed to achieve a different investment objective, allowing you to tailor a portfolio to help meet your objectives. From the day you enroll, you have the flexibility to shift and divide your money among the various options. This applies not only to current contributions, but to past deposits as well.

The chart below shows the investment options available in both plans. By clicking on the fund names listed, you can view a one-page fund fact sheet for each option. The sheets include information on fees and the fund's objective. For complete information about the funding options, please refer to the prospectuses. Read the information completely before you invest or send money.

To better understand the investment option information provided to you, please carefully review this additional information about types of investment risks and glossary of terms and statistics found on the fund fact sheets. Documentation will also provide instructions about how to obtain any underlying fund prospectuses. Please click here.

Investment Option	Fund code
Global/International
EuroPacific Growth Fund® Available 5/10/04	573
Fidelity® VIP Overseas Portfolio *	107
ING Oppenheimer Global Portfolio - Initial Class Effective 4/15/05	432
ING JPMorgan Fleming International Portfolio	104
ING Julius Baer Foreign Portfolio Available 5/10/04	830
ING VP International Equity Portfolio **	055
ING VP International Value Portfolio	228
New Perspective Fund® Available 5/10/04	818
Oppenheimer Developing Markets Fund – Class A Available 5/10/04 Not available for Texas A&M plan participants	190
Aggressive Growth
AIM V.I. Capital Appreciation Fund +	076
Evergreen Special Values Fund Available 5/10/04	191
FTVIP Franklin Small Cap Value Securities Fund - Class 2	073
ING T. Rowe Price Diversified Mid Cap Growth Portfolio - Initial Class Effective 4/15/05	449
ING American Century Small Cap Value Portfolio - Service Class	440
ING Baron Small Cap Growth Portfolio - Service Class	436
ING JPMorgan Mid Cap Value Portfolio - Service Class	435
ING Salomon Brothers Aggressive Growth Portfolio	106
ING VP Financial Services Portfolio Available 5/10/04	826
ING VP Global Science and Technology Portfolio Effective 2/17/04; formerly ING VP Technology Portfolio	050
ING VP Index Plus MidCap Portfolio	053
ING VP Index Plus SmallCap Portfolio	052
ING VP MidCap Opportunities Portfolio	081
ING VP Natural Resources Trust Available 5/10/04	103
ING VP Real Estate Portfolio Available 5/10/04	825
ING VP Small Company Portfolio	042
ING VP SmallCap Opportunities Portfolio	080
Lord Abbett Series Fund – Mid-Cap Value Portfolio – Class VC Shares	075
Pioneer Mid-Cap Value VCT Portfolio - Class I	074
Wanger Select Available 5/10/04	820
Wanger U.S. Smaller Companies Available 5/10/04	821
Growth
AIM V.I. Growth Fund - Series I Shares	077
AIM V.I. Premier Equity Fund - Series I Shares	078
Fidelity® VIP Contrafund® Portfolio	133
Fidelity® VIP Growth Portfolio	109
ING BlackRock Large Cap Growth Portfolio Effective 4/30/07; formerly ING American Century Select Portfolio	783
ING VP Growth Portfolio	260
ING MFS Capital Opportunities Portfolio	100
ING Salomon Brothers Fundamental Value Portfolio - Service Class	264
ING T. Rowe Price Growth Equity Portfolio	111
ING UBS U.S. Large Cap Equity Portfolio Effective 5/1/04; formerly ING MFS Research Equity Portfolio	105
ING VP Growth Portfolio	040
ING VP Value Opportunity Portfolio	041
The Growth Fund of America® Available 5/10/04	572
Growth & Income (Stocks)
AIM V.I. Core Equity Fund - Series I Shares	079
Fidelity® VIP Equity-Income Portfolio	108
ING Aeltus Enhanced Index Portfolio - Service Class Effective 1/15/04; formerly ING DSI Enhanced Index Portfolio – Service Class	262
ING Salomon Brothers Investors Value Portfolio - Service Class	263
ING T. Rowe Price Equity Income Portfolio - Service Class	617
ING Van Kampen Comstock Portfolio - Service Class	437
ING VP Growth and Income Portfolio	001
ING VP Index Plus LargeCap Portfolio	035
ING VP MagnaCap Portfolio	461
Lord Abbett Series Fund – Growth and Income Portfolio – Class VC Shares	226
Pioneer Equity-Income VCT Portfolio - Class I	225
Pioneer Fund VCT Portfolio - Class I	224
Washington Mutual Investors Fund SM Available 5/10/04	819
Growth & Income (Stocks & Bonds)
Calvert Social Balanced Portfolio	101
ING GET Fund - Series G (closed to new deposits)	062
ING GET Fund - Series S (closed to new deposits)	462
ING MFS Total Return Portfolio - Service Class	616
ING OpCap Balanced Value Portfolio - Service Class	259
ING VP Balanced Portfolio	008
ING Van Kampen Equity and Income Portfolio – Initial Class Effective 4/15/05	452
Pax World Balanced Fund Available 5/10/04	193
Asset Allocation
ING VP Strategic Allocation Balanced Portfolio	032
ING VP Strategic Allocation Growth Portfolio	031
ING VP Strategic Allocation Income Portfolio	033
Income
ING PIMCO Total Return Portfolio - Service Class	439
ING VP Intermediate Bond Portfolio	004
ING Oppenheimer Strategic Income Portfolio- Initial Class Effective 4/15/05	422
PIMCO VIT Real Return Portfolio Available 5/10/04	833
Pioneer High Yield VCT Portfolio Available 5/10/04	834
Templeton Global Bond Fund Available 5/10/04	178
Stability of Principal
ING Fixed Account ++ (not available to new participants)	002
ING Fixed Plus Account ++	019
ING Guaranteed Accumulation Account ++	GAA
ING VP Money Market Portfolio +++ An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although effective October 7, 2008, the fund seeks to preserve the value of your investment at $1.00 per share, there is no assurance it will be able to do so. While the fund's objective includes the preservation of capital, it is possible to lose money by investing in the fund.	003

* VIP refers to Variable Insurance Products Fund. Fidelity Investments & Pyramid Design are registered service marks of FMR Corp.

** VP refers to Variable Portfolio.

*** VA refers to Variable Account.

+ V.I. refers to Variable Investment.

++ This option is not a variable fund and is not registered with the SEC as an investment company. This option may be registered with the SEC as a security.

+++ An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund is a money market fund which does not seek to maintain a stable $1.00 net asset value. While the fund's investment objective includes the preservation of capital, it is possible to lose money by investing in the fund.

You should consider the investment objectives, risks and charges, and expenses of the variable product and its underlying fund options carefully before investing. The prospectus contains this and other information. You may obtain a prospectus by contacting your ING representative or the Company at the address listed below. Please read the prospectus carefully before investing.

Variable annuities through a retirement plan are long-term investments designed for retirement purposes. Early withdrawals prior to age 59½ may be subject to a 10% federal penalty. Money distributed from the annuity will be taxed as ordinary income in the year the money is received. Account values fluctuate with market conditions and when surrendered, the principal may be worth more or less than its original amount invested. Tax deferral is provided by your employer’s plan and the tax deferral of the annuity does not provide any additional benefit. Annuities may be subject to additional fees and expenses to which other tax-qualified plan funding vehicles may not be subject. However, annuities provide features and benefits such as lifetime income payments and death benefits which may be valuable to you.