Ohio ARP Fund Options

Under the ARP variable annuity contract, issued through ING Life Insurance and Annuity Company, you have a variety of investment options from some of the country's well-known portfolio managers. Each option is designed to achieve a different investment objective, allowing you to tailor a portfolio to help meet your objectives.

From the day you enroll, you have the flexibility to shift and divide your money among the various options. This applies not only to current contributions, but to past deposits as well. The chart below shows the investment options available in the ARP Plan. Just click on the links to find out more about each of the fund options. By clicking on the fund names listed, you can view a one-page fund fact sheet for each option. The sheets include information on fees and the fund's objective.

You should consider the investment objectives, risks, charges and expenses of the variable product and the underlying fund options carefully before investing. The contract and fund prospectuses contain this and other information. You may obtain a prospectus by contacting your ING representative or the Company at the address below. Please read the information carefully before investing.

To better understand the investment option information provided to you, please carefully review this additional information about types of investment risks and glossary of terms and statistics found on the fund fact sheets. Documentation will also provide instructions about how to obtain any underlying fund prospectuses. Please click here.

Investment Option	Fund code
Stability of Principal
ING Fixed Plus Account II	039
ING Guaranteed Accumulation Account	GAA
ING VP Money Market Portfolio An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although effective October 7, 2008, the fund seeks to preserve the value of your investment at $1.00 per share, there is no assurance it will be able to do so. While the fund's objective includes the preservation of capital, it is possible to lose money by investing in the fund.	003
Bonds
ING PIMCO High Yield Portfolio – Class S	787
ING PIMCO Total Return Portfolio - Service Class	439
ING VP Intermediate Bond Portfolio *	004
ING Oppenheimer Strategic Income Portfolio- Initial Class	422
PIMCO VIT Real Return Portfolio	833
Pioneer High Yield VCT Portfolio	834
Templeton Global Bond Fund	178
Asset Allocation
ING Solution 2015 Portfolio Service Class	747
ING Solution 2025 Portfolio Service Class	759
ING Solution 2035 Portfolio Service Class	762
ING Solution 2045 Portfolio Service Class	765
ING Solution Income Portfolio	768
ING VP Strategic Allocation Balanced Portfolio	032
ING VP Strategic Allocation Growth Portfolio	031
ING VP Strategic Allocation Income Portfolio	033
ING Solution Growth & Income Portfolio – Service Class	1601
ING Solution Growth Portfolio – Service Class	1602
Balanced
Calvert Social Balanced Portfolio	101
ING MFS Total Return Portfolio - Service Class	616
ING OpCap Balanced Value Portfolio - Service Class	259
ING T. Rowe Price Capital Appreciation Portfolio Service Class	788
ING Van Kampen Growth and Income Portfolio Service Class	789
ING VP Balanced Portfolio	008
ING Van Kampen Equity and Income Portfolio – Initial Class	452
Pax World Balanced Fund	193
Large Cap Value
AIM V.I. Core Equity Fund - Series I Shares **	079
Fidelity® VIP Equity-Income Portfolio ***	108
ING Davis Venture Value – Service Class	264
ING Fundamental Research Portfolio - Service Class	262
ING Legg Mason Value Portfolio Service Class	753
ING Oppenheimer Main Street Portfolio – Service Class	786
ING American Century Large Company Value Portfolio - Service Class	263
ING T. Rowe Price Equity Income Portfolio – Service Class	617
ING Van Kampen Comstock Portfolio - Service Class	437
ING VP Growth and Income Portfolio	001
ING VP Index Plus LargeCap Portfolio	035
ING VP MagnaCap Portfolio	461
ING VP Value Opportunity Portfolio	041
Lord Abbett Series Fund – Growth and Income Portfolio – Class VC Shares	226
Pioneer Equity-Income VCT Portfolio - Class I	225
Pioneer Fund VCT Portfolio - Class I	224
Washington Mutual Investors Fund SM	819
Large Cap Growth
AIM V.I. Capital Appreciation Fund +	076
Fidelity® VIP Contrafund® Portfolio ***	133
Fidelity® VIP Growth Portfolio ***	109
ING BlackRock Large Cap Growth Portfolio Effective 4/30/07; formerly ING American Century Select Portfolio	783
ING VP Growth Portfolio	260
ING Legg Mason Partners Aggressive Growth Portfolio	106
ING Marsico Growth Portfolio Service Class	593
ING Thornburg Value Portfolio Initial Class formerly ING MFS Capital Opportunities Portfolio	100
ING T. Rowe Price Growth Equity Portfolio	111
ING UBS U.S. Large Cap Equity Portfolio	105
ING VP Growth Portfolio	040
The Growth Fund of America®	572
Small/Mid/Specialty
Evergreen Special Values Fund	191
FTVIP Franklin Small Cap Value Securities Fund - Class 2	073
ING American Century Small-Mid Cap Value Portfolio - Service Class	440
ING AllianceBernstein Mid Cap Growth Portfolio Service Class	754
ING Evergreen Health Sciences Portfolio Class S	776
ING FMR Diversified Mid Cap Portfolio Service Class	778
ING JPMorgan Small Cap Equity Service Class	752
ING MFS Utilities Portfolio Service Class	771
ING Oppenheimer Main Street Portfolio Service Class	786
ING T. Rowe Price Diversified Mid Cap Growth Portfolio - Initial Class	449
Oppenheimer Main Street Small Cap/VA	832
ING Baron Small Cap Growth Portfolio - Service Class	436
ING JPMorgan Mid Cap Value Portfolio - Service Class	435
ING VP Financial Services Portfolio	826
ING VP Global Science and Technology Portfolio	050
ING VP Index Plus MidCap Portfolio	053
ING VP Index Plus SmallCap Portfolio	052
ING VP MidCap Opportunities Portfolio	081
ING Global Resources Portfolio	103
ING VP Real Estate Portfolio	825
ING VP Small Company Portfolio	042
ING VP SmallCap Opportunities Portfolio	080
Lord Abbett Series Fund – Mid-Cap Value Portfolio – Class VC Shares	075
Pioneer Mid-Cap Value VCT Portfolio - Class I	074
Wanger Select	820
Wanger U.S. Smaller Companies	821
Global/International
EuroPacific Growth Fund®	573
Fidelity® VIP Overseas Portfolio ***	107
ING Oppenheimer Global Portfolio - Initial Class	432
ING Templeton Foreign Equity Portfolio Initial Class	1586
ING Marsico International Opportunities Portfolio Service Class	770
ING JPMorgan Emerging Markets Equity Portfolio Serivce Class	779
ING Julius Baer Foreign Portfolio	830
ING VP International Equity Portfolio **	055
ING VP International Value Portfolio	228
New Perspective Fund®	818
Oppenheimer Developing Markets Fund – Class A	190

^* VP refers to Variable Portfolio.
^** V.I. refers to Variable Insurance.
^*** VIP refers to Variable Insurance Products Fund. Fidelity Investments & Pyramid Design are registered

Variable annuities through a retirement plan are long-term investments designed for retirement purposes. Early withdrawals prior to age 59½ may be subject to an IRS 10% premature distribution penalty tax. Money distributed from the annuity will be taxed as ordinary income in the year the money is received. Account values fluctuate with market conditions and when surrendered, the principal may be worth more or less than its original amount invested. Tax deferral is provided by your employer’s plan and the annuity does not provide any additional tax deferral benefit. Annuities may be subject to additional fees and expenses to which other tax-qualified plan funding vehicles may not be subject. However, annuities provide features and benefits such as lifetime income payments and death benefits which may be valuable to you.

Neither ING or its affiliated companies or representatives provide tax or legal advice. Please consult a tax adviser or attorney before making a tax-related investment/insurance decision.