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How to EnrollEnrolling in a Supplemental 403(b) or 457(b) Retirement Plan Enrolling in the ARPOhio ARP EligibilityFull-time faculty and exempt, monthly paid employees Important Note: Participation in the Ohio ARP is optional and each employee is provided one irrevocable opportunity to transfer contributions from the state retirement plan to the Ohio ARP if initiated within the first 120 days of employment. University Enrollment ProcessEnrolling in the Ohio ARP with INGWe maintain regional representatives to serve all campus locations throughout the state. To make an appointment to enroll in the ARP with ING, please contact your campus representative (click here for a list of our representatives) or e-mail us. Your local representative will guide you through the enrollment process. Once you schedule an appointment with your representative, you can begin to: You should consider the investment objectives, risks, charges and expenses of the variable product and its underlying fund options carefully before investing. The prospectus contains this and other information. You may obtain a prospectus by contacting your ING representative or the Company at the address listed below. Please read the prospectus summary carefully before investing. Enrolling in a Supplemental 403(b) or 457(b) Retirement PlanEligibility All University Employees at any time during their employment. Enrolling in a Supplemental 403(b) or 457(b) Retirement Plan with ING We maintain local representatives to serve all campus locations throughout the state. To make an appointment to discuss a supplemental plan or to enroll into a plan, please contact your campus representative (click here for a list of our representatives) or e-mail us. Your local representative will explain to you the role supplemental retirement savings play in conjunction with your State Retirement System (STRS, OPERS, SERS). Your local representative will guide you through the enrollment process and: As a client, your local representative will provide you with Annual Reviews (or more frequently if you request), will be available to you for any servicing needs or questions you may have. You should consider the investment objectives, risks, charges and expenses of the variable product and its underlying fund options carefully before investing. The prospectus contains this and other information. You may obtain a prospectus by contacting your ING representative or the Company at the address listed below. Please read the prospectus summary carefully before investing. Important InformationVariable annuities through a retirement plan are long-term investments designed for retirement purposes. Early withdrawals taken prior to age 59½ may be subject to an IRS 10% premature distribution penalty tax. Money distributed from the annuity will be taxed as ordinary income in the year the money is received. Account values fluctuate with market conditions, and when surrendered the principal may be worth more or less than its original amount invested. Tax deferral is provided by your employer’s plan and the annuity does not provide any additional tax deferral benefit. Annuities may be subject to additional fees and expenses to which other tax-qualified plan funding vehicles may not be subject. However, annuities provide features and benefits such as lifetime income payments and death benefits which may be valuable to you.
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