Welcome to the County of San Bernardino Defined Contribution Plan Custom Web Site

Click here to review copies of the most recent and prior editions of the County of San Bernardino Defined Contribution Committee Executive Summaries. These documents provide a summary of the review of the Defined Contribution Plans' asset allocation and investment options.

CLICK HERE TO REVIEW A COPY OF THE COUNTY OF SAN BERNARDINO "INVESTMENT POLICIES AND PROCEDURES STATEMENT (IPS). This document governs the selection and ongoing evaluation performed by the County of San Bernardino Defined Contribution Committee of the investment options available in the County's plans with ING.

Important News about your Retirement Investments and Future! NEW: ING Financial Strength and Ratings

A new and improved educational library is now available! Topics include the benefits of plan participation, investment strategies, retirement planning and other life events. View all the topics here.

As part of the enhanced educational programs and features available through the Plan, ING has developed this custom Web site for your use. This site will provide you with access to your account information and the ability to make account transactions. The retirement portion of this site will also provide you with comprehensive Plan information, your investment choices, frequently asked questions, retirement seminars, educational materials, interactive calculators and other services available from ING.

This site is just one way you can receive information about the County’s Plans and your account. Other services available to retirement plan participants include:

Please CLICK HERE to review ING's Excessive Trading Policy.

You should consider the investment objectives, risks, and charges and expenses of the investment options offered through a retirement plan carefully before investing. The fund prospectuses and information booklet containing more complete information can be obtained by contacting your local ING representative in our San Bernardino office at (909) 748-6468 or toll free number at (800) 452-5842. Please read the information carefully before investing

457(b)/401(k) - Group annuity contracts offered under a retirement plan are intended as long-term investments designed for retirement purposes. If withdrawals are taken prior to age 59½ from a 401(k) plan, an IRS 10% premature distribution penalty tax may apply. Money taken from an annuity will be taxed as ordinary income in the year the money is distributed. Account values fluctuate with market conditions, and when surrendered the principal may be worth more or less than the original amount invested. An annuity does not provide any additional tax deferral benefit; tax deferral is provided by the plan. Annuities may be subject to additional fees and expenses to which other tax-qualified funding vehicles may not be subject.