ORP Fund Options

With the ORP, you have access to a variety of investment options. Each option is designed to achieve a different investment objective, allowing you to tailor a portfolio to help meet your objectives. From the day you enroll, you have the flexibility to shift and divide your money among the various options. This applies not only to current contributions, but to past deposits as well.

For participants who opened their account before September 1, 2006, the following investment options are available under the ORP 403(b)(1) annuity contract and the ORP 403(b)(7) custodial account.

The chart directly below shows the investment options available to participants in the ORP 403(b)(1) variable annuity contract. By clicking on the fund names listed, you can view a one-page fund fact sheet for each option. The sheets include information on fees and the fund's objective.

You should consider the investment objectives, risks and charges, and expenses of the variable product and its underlying fund options carefully before investing. The prospectus contains this and other information. You may obtain a prospectus by contacting your ING. Please read the prospectus carefully before investing.

If you are a participant who established an ORP account in September 1995 or earlier, click here to view additional fund options available to you.

If you elect to invest under the ORP 403(b)(7) custodial account, click here to view the fund options available to you.

To better understand the investment option information provided to you, please carefully review this additional information about types of investment risks and glossary of terms and statistics found on the fund fact sheets. Documentation will also provide instructions about how to obtain any underlying fund prospectuses. Please click here.

ORP 403(b)(1) Investment Options		Fund code
Global/International
ING JP Morgan Emerging Markets Equity Portfolio – Service Class1		779
Oppenheimer Developing Markets Fund – Class A1		190
Pioneer Emerging Markets VCT Portfolio – Class I		1331
EuroPacific Growth Fund®		573
Fidelity® VIP Overseas Portfolio *2		107
ING International Index Portfolio – Class I		1551
ING Julius Baer Foreign Portfolio – Service Class		830
Artisan International Fund		1252
ING Templeton Foreign Equity Portfolio – Initial Class3		1586
ING Marsico International Opportunities Portfolio – Service Class		770
ING VP Index Plus International Equity Portfolio *** Not available to participants who established an account after 7/1/98		1049
ING VP International Value Portfolio		228
Wanger International Small Cap VIT Portfolio		1348
ING Oppenheimer Global Portfolio - Initial Class1 Effective 4/15/05		432
New Perspective Fund®		818
SMALL CAP World Fund® - R-4		1445
Small/Mid/Specialty
ING Evergreen Health Sciences Portfolio – Class S11		776
ING MFS Utilities Portfolio – Service Class 1,5		771
Wanger Select		820
ING VP Global Science and Technology Portfolio		050
ING VP Index Plus MidCap Portfolio		053
Capital One Mid Cap Equity Fund – Class A		824
ING AllianceBernstein Mid Cap Growth – Service Class6		754
ING FMR Diversified Mid Cap Portfolio – Service Class		778
ING Russell Mid Cap Index Portfolio – Class I		1560
Lazard Mid Cap Portfolio – Open Shares		1315
Premier VIT OpCap Mid Cap Portfolio		1333
ING VP Index Plus SmallCap Portfolio		052
ING VP MidCap Opportunities Portfolio – Class I		081
ING Global Resources Portfolio – Service Class		2040
ING VP Real Estate Portfolio		825
ING Van Kampen Real Estate Portfolio – Service Class		1019
ING VP SmallCap Opportunities Portfolio – Class I		080
ING VP Small Company Portfolio		042
ING Baron Small Cap Growth Portfolio – Service Class		436
Wanger US Smaller Companies		821
ING JPMorgan Small Cap Core Equity Portfolio – Service Class1		752
ING Russell Small Cap Index Portfolio – Class I		1563
Loomis Sayles Small Cap Value – Retail Class		1117
ING T. Rowe Price Diversified Mid Cap Growth Portfolio - Initial Class 1,7		449
Columbia Mid Cap Value Fund – Class A		1008
ING Pioneer Mid-Cap Value Portfolio - Class I		1214
ING JPMorgan Mid Cap Value Portfolio - Service Class1		435
Lord Abbett Series Fund – Mid-Cap Value Portfolio – CI VC Shares		075
ING Wells Fargo Disciplined Value Portfolio – Service Class8		1114
Evergreen Special Values Fund – Class A4		191
Franklin Small Cap Value Securities Fund – Class 23		073
ING American Century Small-Mid Cap Value Portfolio – Service Class1		440
ING Wells Fargo Small Cap Disciplined Portfolio – Service3 Class		1116
Large Cap Growth
AIM V.I. Capital Appreciation Fund +9		076
AIM V.I. Premier Equity Fund - Series I Shares9		078
Fidelity® VIP Contrafund® Portfolio2		133
Fidelity® VIP Growth Portfolio2		109
ING Legg Mason Partners Aggressive Growth Portfolio – Initial Class		106
ING T. Rowe Price Growth Equity Portfolio 1,7		111
ING Opportunistic Large Cap Growth Portfolio – Class I Portfolio		040
ING Black Rock Large Cap Portfolio – Initial Class		2015
The Growth Fund of America®		572
ING Marsico Growth Portfolio – Institutional Class		1413
ING Van Kampen Capital Growth Portfolio – Institutional Class1,10		1577
Large Cap Value
ING Thornburg Value Portfolio** Not available to new participants who established an account 7/1/98		100
ING UBS U.S. Large Cap Equity Portfolio** 1		105
ING American Century Large Company Value Portfolio – Service Class1		263
AIM V.I. Core Equity Fund - Series I Shares9		079
ING JPMorgan Value Opportunities Portfolio Service Class1		1187
ING Lord Abbett Affiliated Portfolio – Institutional Class		1201
ING T. Rowe Price Equity Income Portfolio – Service Class 1,7		617
ING Van Kampen Comstock Portfolio – Service Class1,7		437
ING Van Kampen Growth and Income Portfolio – Service Class1,7		789
Fidelity® VIP Equity-Income Portfolio2		108
RiverSource Diversified Equity Income Fund – Class R4		1377
Fundamental InvestorsSM – Class R4		1208
ING Davis New York Venture Portfolio		264
ING Janus Contrarian Portfolio – Service Class1		1307
ING Legg Mason Value Portfolio – Service Class		753
ING Oppenheimer Main Street Portfolio – Service Class1		786
ING Russell Large Cap Index Portfolio – Initial Class		1557
ING Stock Index Portfolio – Institutional Class		829
ING VP Growth and Income Portfolio***		001
ING VP Index Plus LargeCap Portfolio***		035
ING Opportunistic Large Cap Value Portfolio – Class I		041
ING Pioneer Equity-Income Portfolio - Class I		1213
ING Pioneer Fund Portfolio - Class I		772
Washington Mutual Investors Fund SM		819
Balanced
ING Get U.S. Core Portfolio – Series 3		724
ING MFS Total Return Portfolio – Service Class5		616
ING OpCap Balanced Value Portfolio – Service Class1		259
ING T. Rowe Price Capital Appreciation Portfolio – Service1,7 Class		788
Pax World Balanced Fund		193
Calvert Social Balanced Portfolio11 Not available to participants who established an account after 7/1/98		101
ING GET Fund - Series D Closed to new deposits		060
ING GET Fund - Series E Closed to new deposits		061
ING GET Fund - Series G Closed to new deposits		062
ING GET Fund - Series H Closed to new deposits		063
ING GET Fund - Series S Closed to new deposits		462
ING VP Balanced Portfolio		008
ING Van Kampen Equity and Income Portfolio – Initial Class1,7		452
Asset Allocation
ING VP Strategic Allocation Moderate Portfolio***		032
ING VP Strategic Allocation Growth Portfolio***		031
ING VP Strategic Allocation Conservative Portfolio***		033
ING Solution Growth & Income Portfolio – Service Class		1601
ING Solution Growth Portfolio – Service Class		1602
ING Solution 2015 Portfolio – Service Class		747
ING Solution 2025 Portfolio – Service Class		759
ING Solution 2035 Portfolio – Service Class		762
ING Solution 2045 Portfolio – Service Class		765
All portfolios will fluctuate in value, and there is no guarantee that any investment option will achieve its stated objective. Stocks are more volatile than bonds, and portfolios with a higher concentration of stocks are more likely to experience greater fluctuations in value than portfolios with a higher concentration in bonds. Foreign stocks and small and midcap stocks may be more volatile than large cap stocks. Investing in bonds also entails credit risk and interest rate risk. Generally investors with longer timeframes can consider assuming more risk in their investment portfolio. The ING Solution Portfolios are actively managed and the asset allocation adjusted over time. Refer to the prospectus for more information about the specific risks of investing in the various assets classes included in the ING Solution Portfolios. The ING Strategic Allocation funds are based on risk tolerance rather than on a specific target date.
Income
ING VP Intermediate Bond Portfolio***		004
ING PIMCO High Yield Portfolio – Class S		787
Pioneer High Yield VC Portfolio – Class I		834
PIMCO VIT Real Return Portfolio – Admin Class		833
ING Lehman Brothers Aggregate Bond Index Portfolio – Class I		1554
ING PIMCO Total Return Portfolio –Service Class		439
The Bond Fund of AmericaSM – Class R4		1003
Templeton Global Bond Fund – Class A11		178
ING Oppenheimer Strategic Income Portfolio- Initial Class1 Effective 4/15/05; formerly Janus Aspen Series Flexible Income Portfolio		422
Stability of Principal
ING Fixed Plus Account Guarantees are based on the claims-paying ability of the issuing company/ING Life Insurance and Annuity Company. Guarantees do not apply to the investment return or principal value of the separate account.		019
ING Guaranteed Accumulation Account ++ Not available to participants who established an account after 7/1/98		GAA
ING VP Money Market Portfolio *** An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although effective October 7, 2008, the fund seeks to preserve the value of your investment at $1.00 per share, there is no assurance it will be able to do so. While the fund's objective includes the preservation of capital, it is possible to lose money by investing in the fund.		003

* VIP refers to Variable Insurance Products Fund. Fidelity Investments & Pyramid Design are registered service marks of FMR Corp.

**Part of the ING Partners, Inc. funds
^*** VP refers to Variable Portfolio.
⁺ V.I. refers to Variable Investment.
⁺⁺This option is not a variable fund and is not registered with the SEC as an investment company. This option may be registered with the SEC as a security.

¹ Sub-adviser of funds included in ING Partners, Inc. Directed Services, LLC is the investment adviser for these funds.

² Fidelity and Fidelity Investments & (Pyramid) design are registered trademarks of FMR Corp.

³ Franklin and Templeton are registered trademarks of Franklin Resources, Inc.

⁴ Evergreen Investment^SM is a service mark of Evergreen Investment Management company, LLC

⁵ MFS^® and MFS Investment Management^® are registered trademarks of Massachusetts Financial Services Company

⁶ AllianceBernstein and Alliance Capital are registered trademarks of Alliance Capital Management L.P.

⁷ T. Rowe Price, Invest with Confidence, the Big Horn Sheep and the logo they compose are trademarks or registered trademarks of T. Rowe Pric Group, Inc. in the U.S. and other countries

⁸ Wells Fargo Funds Management LLC, a wholly-owned subsidiary of Wells Farg & Company, provides investment advisory and administrative services for the Wells Fargo Advantage Funds^SM. Other affiliates of Wells Fargo & Company provide sub-advisory and other services for the Funds. The Funds are distributed by Wells Fargo Funds Distributor, LLC. Member NASD/SIPC, an affiliate of Wells Fargo & Company.

⁹ Aim Investments^® is a registered trademark of AIM Management Group, Inc. A I M Distributors Inc. is the distributor For the retail mutual funds represented by AIM Investments. AIM Management Group, Inc. is a subsidiary of AMVESCAP PLC.

10 Morgan Stanley Investment Management Inc. does business in certain instances using the name Van Kampen.

¹¹ An Ameritas Acacia Company

Variable annuities through a retirement plan are intended as long-term investments designed for retirement purposes. Early withdrawals prior to age 59½ may be subject to an IRS 10% premature distribution penalty tax. Money taken from the annuity will be taxed as ordinary income in the year the money is distributed. Account values fluctuate with market conditions and when surrendered, the principal may be worth more or less than its original amount invested. Tax deferral is provided by your employer’s plan and the tax deferral of the annuity does not provide any additional benefit. Annuities may be subject to additional fees and expenses to which other tax-qualified plan funding vehicles may not be subject. However, annuities provide features and benefits such as lifetime income payments and death benefits which may be valuable to you.

The Internal Revenue Code generally prohibits withdrawals of 403(b) salary reduction contributions and earnings on such contributions prior to death, disability, age 591/2, severance of employment, or financial hardship. The amount available for hardship is limited to the lesser of the amount necessary to relieve the hardship, or the account value as of 12/31/1988 plus the amount of any salary reduction contributions made after 12/31/1988 (exclusive of any earnings). Amounts held as of 12/31/1988 are “grandfathered” and are not subject to these withdrawal restrictions.

The following investment options are available to participants who established their ORP account in September 1995 or earlier.

By clicking on the fund names listed, you can view a one-page fund fact sheet for each option. The sheets include information on fees and the fund's objective. For complete information about the funding options, please refer to the prospectuses. Read the information completely before you invest.

You should consider the investment objectives, risks and charges, and expenses of the variable annuity and its underlying investment options carefully before investing. The prospectuses for the variable annuity and underlying investment options contain this and other information. You may obtain free prospectuses by calling your financial professional or 800-366-0066. Please read the prospectuses carefully before investing.

To better understand the investment option information provided to you, please carefully review this additional information about types of investment risks and glossary of terms and statistics found on the fund fact sheets. Documentation will also provide instructions about how to obtain any underlying fund prospectuses. Please click here.

Pre-September 1995 403(b)(1) Investment Options	Fund code
Global/International
ING JP Morgan Emerging Markets Equity Portfolio – Service Class1	779
Oppenheimer Developing Markets Fund – Class A1	190
Pioneer Emerging Markets VCT Portfolio – Class I	1331
EuroPacific Growth Fund®	573
Fidelity® VIP Overseas Portfolio **,***2	107
ING International Index Portfolio – Class I	1551
ING Julius Baer Foreign Portfolio – Service Class	830
Artisan International Fund	1252
ING Templeton Foreign Equity Portfolio – Initial Class3	1586
ING Marsico International Opportunities Portfolio – Service Class	770
ING VP Index Plus International Equity Portfolio * Not available to participants who established an account after 7/1/98	1049
ING VP International Value Portfolio*	228
Wanger International Small Cap VIT Portfolio	1348
ING Oppenheimer Global Portfolio - Initial Class Effective 4/15/051	432
New Perspective Fund®	818
SMALL CAP World Fund® - R-4	1445
Small/Mid/Specialty
ING Evergreen Health Sciences Portfolio – Class S4	776
ING MFS Utilities Portfolio – Service Class 1,5	771
Wanger Select	820
ING VP Global Science and Technology Portfolio	050
ING VP Index Plus MidCap Portfolio	053
Capital One Mid Cap Equity Fund – Class A	824
ING Alliance Bernstein Mid Cap Growth – Service Class6	754
ING FMR Diversified Mid Cap Portfolio – Service Class	778
ING Russell Mid Cap Index Portfolio – Class I	1560
Lazard Mid Cap Portfolio – Open Shares	1315
Premier VIT OpCap Mid Cap Portfolio	1333
ING VP Index Plus SmallCap Portfolio	052
ING VP MidCap Opportunities Portfolio – Class I	081
ING Global Resources Portfolio – Service Class	2040
ING VP Real Estate Portfolio*	825
ING Van Kampen Real Estate Portfolio – Service Class 1,7	1019
ING VP SmallCap Opportunities Portfolio – Class I *	080
ING VP Small Company Portfolio *	042
ING Baron Small Cap Growth Portfolio – Service Class	436
Wanger US Smaller Companies	821
ING JPMorgan Small Cap Core Equity Portfolio – Service Class1	752
ING Russell Small Cap Index Portfolio – Class I	1563
Loomis Sayles Small Cap Value – Retail Class	1117
ING T. Rowe Price Diversified Mid Cap Growth Portfolio - Initial Class 1,8	449
Columbia Mid Cap Value Fund – Class A	1008
ING Pioneer Mid-Cap Value Portfolio - Class I	1214
ING JPMorgan Mid Cap Value Portfolio - Service Class1	435
Lord Abbett Series Fund – Mid-Cap Value Portfolio – CI VC Shares	075
ING Wells Fargo Disciplined Value Portfolio – Service Class9	1114
Evergreen Special Values Fund – Class A4	191
Franklin Small Cap Value Securities Fund – Class 23	073
ING American Century Small-Mid Cap Value Portfolio – Service Class1	440
ING Wells Fargo Small Cap Disciplined Portfolio – Service Class9	1116
Large Cap Growth
AIM V.I. Capital Appreciation Fund +10	076
AIM V.I. Premier Equity Fund - Series I Shares10	078
Fidelity® VIP Contrafund® Portfolio***2	133
Fidelity® VIP Growth Portfolio***2	109
ING Legg Mason Partners Aggressive Growth Portfolio – Initial Class **	106
ING T. Rowe Price Growth Equity Portfolio **1,8	111
ING Opportunistic Large Cap Growth Portfolio – Class I Portfolio	040
ING Black Rock Large Cap Portfolio – Initial Class	2015
The Growth Fund of America®	572
ING Marsico Growth Portfolio – Institutional Class	1413
ING Van Kampen Capital Growth Portfolio – Institutional Class1,7	1577
Large Cap Value
ING American Century Large Company Value Portfolio – Service Class1	263
AIM V.I. Core Equity Fund - Series I Shares6	079
ING JPMorgan Value Opportunities Portfolio Service Class1	1187
ING UBS U.S. Large Cap Equity Portfolio **1	105
ING Lord Abbett Affiliated Portfolio – Institutional Class	1201
ING T. Rowe Price Equity Income Portfolio – Service Class1,8	617
ING Van Kampen Comstock Portfolio – Service Class1,7	437
ING Van Kampen Growth and Income Portfolio – Service1,7 Class	789
ING Thornburg Value Portfolio Not available to new participants who established an account 7/1/98	100
Fidelity® VIP Equity-Income Portfolio***2	108
RiverSource Diversified Equity Income Fund – Class R4	1377
Fundamental InvestorsSM – Class R4	1208
ING Davis New York Venture Portfolio	264
ING Janus Contrarian Portfolio – Service Class1	1307
ING Legg Mason Value Portfolio – Service Class	753
ING Oppenheimer Main Street Portfolio – Service Class1	786
ING Russell Large Cap Index Portfolio – Initial Class	1557
ING Stock Index Portfolio – Institutional Class	829
ING VP Growth and Income Portfolio*	001
ING VP Index Plus LargeCap Portfolio*	035
ING Opportunistic Large Cap Value Portfolio – Class I	041
ING Pioneer Equity-Income Portfolio - Class I	1213
ING Pioneer Fund Portfolio - Class I	772
Washington Mutual Investors Fund SM	819
Balanced
ING Get U.S. Core Portfolio – Series 3	724
ING MFS Total Return Portfolio – Service Class1,5	616
ING OpCap Balanced Value Portfolio – Service Class1	259
ING T. Rowe Price Capital Appreciation Portfolio – Service Class1,8	788
Pax World Balanced Fund	193
Calvert Social Balanced Portfolio11 Not available to participants who established an account after 7/1/98	101
ING GET Fund - Series D Closed to new deposits	060
ING GET Fund - Series E Closed to new deposits	061
ING GET Fund - Series G Closed to new deposits	062
ING GET Fund - Series H Closed to new deposits	063
ING GET Fund - Series S Closed to new deposits	462
ING VP Balanced Portfolio	008
ING Van Kampen Equity and Income Portfolio – Initial Class 1,7	452
Asset Allocation
ING VP Strategic Allocation Moderate Portfolio*	032
ING VP Strategic Allocation Growth Portfolio*	031
ING VP Strategic Allocation Conservative Portfolio*	033
ING Solution Growth & Income Portfolio – Service Class	1601
ING Solution Growth Portfolio – Service Class	1602
ING Solution 2015 Portfolio – Service Class	747
ING Solution 2025 Portfolio – Service Class	759
ING Solution 2035 Portfolio – Service Class	762
ING Solution 2045 Portfolio – Service Class	765
All portfolios will fluctuate in value, and there is no guarantee that any investment option will achieve its stated objective. Stocks are more volatile than bonds, and portfolios with a higher concentration of stocks are more likely to experience greater fluctuations in value than portfolios with a higher concentration in bonds. Foreign stocks and small and madcap stocks may be more volatile than large cap stocks. Investing in bonds also entails credit risk and interest rate risk. Generally investors with longer timeframes can consider assuming more risk in their investment portfolio. The ING Solution Portfolios are actively managed and the asset allocation adjusted over time. Refer to the prospectus for more information about the specific risks of investing in the various asset classes included in the ING Solutions Portfolios. The ING Strategic Allocation funds are based on risk tolerance rather than on a specific target date.
Income
ING VP Intermediate Bond Portfolio*	004
ING PIMCO High Yield Portfolio – Class S	787
Pioneer High Yield VC Portfolio – Class I	834
PIMCO VIT Real Return Portfolio – Admin Class	833
ING Lehman Brothers Aggregate Bond Index Portfolio – Class I	1554
ING PIMCO Total Return Portfolio –Service Class	439
The Bond Fund of AmericaSM – Class R4	1003
Templeton Global Bond Fund – Class A3	178
ING Oppenheimer Strategic Income Portfolio- Initial Class Effective 4/15/05; formerly Janus Aspen Series Flexible Income Portfolio1	422
Stability of Principal
ING Fixed Plus Account Guarantees are based on the claims-paying ability of the issuing company/ING Life Insurance and Annuity Company. Guarantees do not apply to the investment return or principal value of the separate account.	019
ING Guaranteed Accumulation Account ++ Not available to participants who established an account after 7/1/98	GAA
ING VP Money Market Portfolio * An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although effective October 7, 2008, the fund seeks to preserve the value of your investment at $1.00 per share, there is no assurance it will be able to do so. While the fund's objective includes the preservation of capital, it is possible to lose money by investing in the fund.	003

^* VP refers to Variable Portfolio.

** Part of ING Partners, Inc funds

*** VIP refers to Variable Insurance Products Fund. Fidelity Investments & Pyramid Design are registered service marks of FMR Corp.

⁺ V.I. refers to Variable Investment.
⁺⁺ This option is not a variable fund and is not registered with the SEC as an investment company. This option may be registered with the SEC as a security.

Variable annuities are intended as long-term investments designed for retirement purposes. Withdrawals from an annuity may be subject to an early withdrawal fee and, if taken prior to age 59½, an IRS 10% premature distribution penalty tax may apply. Money taken from the annuity will be taxed as ordinary income in the year the money is distributed. Account values fluctuate with market conditions, and when surrendered the principal may be worth more or less than its original amount invested. An annuity does not provide any additional tax deferral benefit, as tax deferral is provided by the plan. Annuities may be subject to additional fees and expenses to which other tax-qualified funding vehicles may not be subject. However, an annuity does provide other features and benefits, such as lifetime income payments and death benefits, which may be valuable to you.

The Internal Revenue Code generally prohibits withdrawals of 403(b) salary reduction contributions and earnings on such contributions prior to death, disability, age 59½, severance of employment, or financial hardship. The amount available for hardship is limited to the lesser of the amount necessary to relieve the hardship, or the account value as of 12/31/1988 plus the amount of any salary reduction contributions made after 12/31/1988 (exclusive of any earnings). Amounts held as of 12/31/1988 are "grandfathered" and are not subject to these withdrawal restrictions.

¹ Sub-adviser of funds included in ING Partners, Inc. Directed Services, LLC is the investment adviser for these funds.

² Fidelity and Fidelity Investments & (Pyramid) design are registered trademarks of FMR Corp.

³ Franklin and Templeton are registered trademarks of Franklin Resources, Inc.

⁴ Evergreen Investment^SM is a service mark of Evergreen Investment Management company, LLC

⁵ MFS^® and MFS Investment Management^® are registered trademarks of Massachusetts Financial Services Company

⁶ AllianceBernstein and Alliance Capital are registered trademarks of Alliance Capital Management L.P.

⁷ T. Rowe Price, Invest with Confidence, the Big Horn Sheep and the logo they compose are trademarks or registered trademarks of T. Rowe Pric Group, Inc. in the U.S. and other countries

⁸ Wells Fargo Funds Management LLC, a wholly-owned subsidiary of Wells Farg & Company, provides investment advisory and administrative services for the Wells Fargo Advantage Funds^SM. Other affiliates of Wells Fargo & Company provide sub-advisory and other services for the Funds. The Funds are distributed by Wells Fargo Funds Distributor, LLC. Member NASD/SIPC, an affiliate of Wells Fargo & Company.

⁹ Aim Investments^® is a registered trademark of AIM Management Group, Inc. A I M Distributors Inc. is the distributor For the retail mutual funds represented by AIM Investments. AIM Management Group, Inc. is a subsidiary of AMVESCAP PLC.

10 Morgan Stanley Investment Management Inc. does business in certain instances using the name Van Kampen.

¹¹ An Ameritas Acacia Company

The following investment options are available to participants who choose to invest under the ORP 403(b)(7) custodial account.

You should consider the investment objectives, risks and charges, and expenses of the mutual funds offered through a 403(b)(7) custodial account carefully before investing. Fund prospectuses containing this and other information may be obtained by contacting your local representative. Please read the information carefully before investing.

If you opt to enroll under the Direct option, links to the prospectuses are available under our enrollment system. If you are interested in the Advisory Service Option, to speak to an Investment Advisory Representative, please contact us. Or you may contact our Austin Office at 1-800-873-5518 for prospectus information.

To better understand the investment option information provided to you, please carefully review this additional information about types of investment risks and glossary of terms and statistics found on the fund fact sheets. Documentation will also provide instructions about how to obtain any underlying fund prospectuses. Please click here.

ORP 403(b)(7) Investment Options	Fund code
Global/International
Capital World Growth and Income Fund – Class R-4	1004
EuroPacific Growth Fund® - Class R-4	573
ING Julius Baer Foreign Portfolio – Service Class	830
ING Oppenheimer Global Portfolio – Initial Class *1	432
New Perspective Fund® - Class R-4	818
Oppenheimer International Bond Fund – Class A 1	1026
Templeton Foreign Fund – Class A * 2	176
Templeton Growth Fund, Inc. – Class A 2	177
Small/Mid/Specialty
AIM Leisure Fund – Class A 3	1000
Allianz CCM Mid-Cap Fund – Class A	1030
Allianz OCC Renaissance Fund – Class A	1032
Allianz RCM Biotechnology Fund – Class A	1033
Allianz RCM Global Technology Fund – Class A	1034
Ariel Fund	187
Ariel Appreciation Fund	456
Columbia MidCap Value - Class A	1008
Columbia Technology Fund – Class A	1009
Evergreen Precious Metals Fund – Class I 4	1011
Franklin Utilities Fund – Class A 2	1014
ING Alliance Bernstein Mid Cap Growth Portfolio – Class S8	754
ING Evergreen Health Sciences Portfolio – Class S 4	776
ING FMR Diversified Mid Cap Portfolio – Class S	778
ING Global Real Estate Fund – Class A	1016
ING Global Science and Technology Fund – Class A	197
ING JPMorgan Small Cap Equity Port – Service Class1	752
ING Real Estate Fund – Class A	292
ING T Rowe Price Diversified Mid Cap Growth Portfolio – Initial Class * 1,5	449
ING Van Kampen Real Estate Portfolio – Service Class 1,6	1019
Morgan Stanley Mid Cap Growth Portfolio – Adviser Class Click on Morgan Stanley Institutional Fund Trust Advisor Class Prospectus	1023
Oppenheimer Main Street Opportunity Fund®– Class A 1	1027
Oppenheimer Main Street Small Cap Fund® - Class A 1	1028
Legg Mason Partners Small Cap Growth Fund – Class A	1038
DWS Gold & Precious Metals Fund – Class A	1039
Vanguard® ExplorerTM Fund - Investor Shares 7	1042
Vanguard Small-Cap Value Index Fund – Investor Shares 7	1045
Vanguard® Strategic Equity Fund – Investor Shares 7	1046
Large Cap Growth
Allianz CCM Capital Appreciation Fund – Administrative Class	1029
AMCAP® Fund – Class R-4	1002
Calvert Social Index Fund – Class A 9	1007
Franklin DynaTech Fund – Class A 2	905
ING T. Rowe Price Growth Equity Portfolio – Initial Class *1,5	111
ING UBS U.S. Large Cap Equity Portfolio – Initial Class *1	105
ING Van Kampen Equity Growth Portfolio – Service Class 1,6	1018
The Growth Fund of America® – Class R-4	572
ING VP Growth & Income Portfolio – Class I	001
ING BlackRock Large Cap Growth Portfolio – Service Class	783
The New Economy Fund® – Class R-4	1006
Large Cap Value
Evergreen Enhanced S&P 500® Fund – Institutional Service4	1010
ING Legg Mason Value Portfolio – Service Class	753
ING Oppenheimer Main Street Portfolio® - Service Class 1	786
ING T. Rowe Price Equity Income Portfolio – Service Class1,5	617
ING Van Kampen Growth and Income Portfolio – Service Class1,6	789
Neuberger Berman Partners Fund – Trust Class	1024
Pioneer Fund – Class A	923
T. Rowe Price Dividend Growth Fund 1,5	1040
Van Kampen Comstock Fund – Class A 1,5	371
Washington Mutual Investors FundSM – Class R-4	819
Balanced
American Balanced Fund® – Class R4	823
Franklin Income Fund – Class A 2	1013
ING MFS Total Return Portfolio – Service Class 1,10	616
ING T. Rowe Price Capital Appreciation Portfolio – Service Class 1,5	788
ING Van Kampen Equity and Income Portfolio – Initial Class * 1,6	452
Oppenheimer Capital Income Fund – Class A 1	915
PAX World Balanced Fund	193
The Income Fund of AmericaSM – Class R-4	1005
Asset Allocation
ING Solution 2015 Portfolio – Initial Class *	746
ING Solution 2025 Portfolio – Initial Class *	790
ING Solution 2035 Portfolio – Initial Class *	761
ING Solution 2045 Portfolio – Initial Class *	764
ING Solution Income Portfolio – Initial Class *	767
ING VP Strategic Allocation Balanced Portfolio – Class I **	032
All portfolios will fluctuate in value, and there is no guarantee that any investment option will achieve its stated objective. Stocks are more volatile than bonds, and portfolios with a higher concentration of stocks are more likely to experience greater fluctuations in value than portfolios with a higher concentration in bonds. Foreign stocks and small and madcap stocks may be more volatile than large cap stocks. Investing in bonds also entails credit risk and interest rate risk. Generally investors with longer timeframes can consider assuming more risk in their investment portfolio. The ING Solution Portfolios are actively managed and the asset allocation adjusted over time. Refer to the prospectus for more information about the specific risks of investing in the various asset classes included in the ING Solutions Portfolios. The ING Strategic Allocation funds are based on risk tolerance rather than on a specific target date.
Bonds
American Century Inflation-Adjusted Bond – Investor Class1	1001
Franklin High Income Fund – Class A 2	1012
ING Limited Maturity Bond Portfolio – Service Class	781
PIMCO GNMA Fund – Class A	1031
PIMCO Real Return Fund – Class A	1035
PIMCO Total Return Fund – Class A	1036
Legg Mason Intermediate-Term U.S. Government Fund – Class A	1037
The Bond Fund of AmericaSM – Class R-4	1003
TCW Galileo Total Return Bond Fund – Class N	1041
Vanguard Inflation-Protected Securities Fund – Investor Shares 7	1043
Vanguard Intermediate-Term Bond Index Fund – Investor Shares 7	1044
Stability of Principal
ING VP Money Market Portfolio – Class I ** An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although effective October 7, 2008, the fund seeks to preserve the value of your investment at $1.00 per share, there is no assurance it will be able to do so. While the fund's objective includes the preservation of capital, it is possible to lose money by investing in the fund.	003

* Part of the ING Partners, Inc. funds.
** VP refers to Variable Portfolio.

1 Sub-adviser of funds included in ING Partners, Inc. Directed Services, LLC is the investment adviser for these funds.

2 Franklin and Templeton are registered trademarks of Franklin Resources, Inc.

3 Aim Investments^® is a registered trademark of AIM Management Group, Inc. A I M Distributors Inc. is the distributor For the retail mutual funds represented by AIM Investments. AIM Management Group, Inc. is a subsidiary of AMVESCAP PLC.

4 Evergreen Investment^SM is a service mark of Evergreen Investment Management company, LLC

5 T. Rowe Price, Invest with Confidence, the Big Horn Sheep and the logo they compose are trademarks or registered trademarks of T. Rowe Pric Group, Inc. in the U.S. and other countries

6 Morgan Stanley Investment Management Inc. does business in certain instances using the name Van Kampen.

7 Vanguard and the ship logo are trademarks of The Vanguard Group, Inc.

8AllianceBernstein and Alliance Capital are registered trademarks of Alliance Capital Management L.P.

9 An Ameritas Acacia Company

10 MFS^® and MFS Investment Management^® are registered trademarks of Massachusetts Financial Services Company

Mutual funds offered through a 403(b)(7) custodial account are long-term investments designed for retirement purposes. Early withdrawals prior to age 591/2 may be subject to an IRS 10% premature distribution penalty tax. Money taken from the account will be taxed as ordinary income in the year the money is distributed. Account values fluctuate with te market conditions and when surrendered, the principal may be worth more or less than its original amount invested.

The Internal Revenue Code generally prohibits withdrawals of any contributions and attributable earnings prior to death, disability, age 59 1/2, severance of employment, or financial hardship. (The amount available for hardship is limited to the lesser of the amount necessary to relieve the hardship, or the account value as of 12/31/1988 plus the amount of any salary reduction contributions made after 12/31/1988 (exclusive of any earnings.)