Table of Contents

The City’s Web site provides information regarding the important benefits available for participants including:

Home Page

Your Plan Highlights

About Your Investments

Servicing Your Plan

Education

Enrollment

Other Links

Home Page

ING Access Online. This feature provides you with online access to your account information with ING via the Internet. State-of-the-art security and password protection allows you to check account balances and execute transactions. This service is available by selecting "Account Access" from the icon located on the left.

Transition Information. Access detailed information about the transition of the Plans.

Contact Us. Questions? This section gives you the appropriate contact information.

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Your Plan Highlights

Plan Overview. This section provides an overview of the key features of both the 457 and 401(a) Plans, including eligibility, deferral limits and distribution options.

FAQ. This section provides answers to frequently asked questions.

Payment Options. When you separate from service or are nearing retirement, the Plans offer a variety of methods to receive the benefits accumulated. Our local representatives can provide you with personalized retirement planning and help you select the option that best fits your situation.

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About Your Investments

Investment Options. Both the 457 and 401(a) Plans include a wide variety of investment options that you can select as part of your retirement portfolio. This section provides information on each of the available options including fund expenses and one-page descriptions. A Participant Information Booklet and fund prospectuses are also available. You should read this information carefully before you invest. Please contact ING’s Customer Service Center at (800) 584-6001 or our local representatives to obtain this information.

Changing Your Investment. This section provides helpful information on how to make changes in the way: 1) your future contributions are invested, and 2) your current account balance is invested.

Fund Performance. Monthly and quarterly performance is provided for each of the available investment options.

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Servicing Your Plan

Service Options. Take advantage of the multiple ways to obtain information about your account, make account transactions and receive answers to any questions you may have. Our local and toll-free services can provide you with the information you want when you want it.

Forms. This section includes forms that help you manage your retirement account.

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Education

Library. Knowledge is a crucial ingredient in helping to make your retirement dreams a reality. That’s why we have created this helpful resource library. Included here are informational brochures, reports and articles on 457 and 401(a) Plans, asset allocation information, investment strategies and techniques, and other relevant topics.

Meetings. This section provides you with information on the various educational seminars offered by ING.

Online Tools. This section includes a variety of helpful investment, financial and retirement planning resources … from calculators to interactive retirement planning tools to links to other useful sites.

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Enrollment

Enrollment. Find out how easy it is to get started and enrolled in the 457 Plan. Attend a group enrollment meeting to find out more about the benefits of Plan participation.

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Other Links

Links to Other Sites. Links to additional information on a variety of investment topics.

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Insurance products issued by ING Life Insurance and Annuity Company. Financial planning and securities offered through ING Financial Advisers, LLC (member SIPC), One Orange Way, Windsor, CT 06095-4774, or other broker/dealers with which it has a selling agreement.